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Understand Commercial Banks and Investment Banking Agreements

Banking is complex and the stakes - and risks - can be high. Whether you’re trading intricate financial products like ISDA Master Agreements or working to meet new regulations and monitor existing ones, you need absolute certainty over every contract in your portfolio. But when you’re dealing with such complex agreements and such stringent regulations, that certainty can be elusive. Until now.

By capturing every piece of data in your agreements, the Exari platform provides complete visibility into your entire contract portfolio. This means that you have instant access to your firm’s current risk, your key performance dates, and the reports your regulators are going to want to see.

Today, Exari is at work at investment and commercial banks across the world, giving them peace of mind.

Investment Banking

Whether buy-side or sell-side, investment banking is a complex business, requiring strict risk management, easy access to key data, and the ability to meet the increasing demands of regulators. With the thousands upon thousands of pieces of paper floating around any investment bank, it can be hard to even keep a handle on the basics. What you need is a way to manage and analyze these documents.

With Exari, these complex documents – whether legacy, newly drafted, on third-party paper – are captured and broken down into their most fundamental data points, giving you fingertip access to every one of your dates, terms, and requirements. This means that a report that would normally take days to prepare can be pulled-up in seconds, and that the risk across your entire firm can be comprehensively understood to better inform your business decisions and practices.

Better risk management and organized, accessible contract data are the best ways to keep your clients, regulators, and management happy.

Exari supports all critical financial documentation including:

  • ISDA Master Agreements & Credit Support Annexes (CSA)
  • Global Master Repurchase Agreements (GMRAs)
  • Global Master Securities Lending Agreements (GMSLAs)
  • International FX and Currency Option Master Agreements (IFXCOs)
  • Prospectuses, Term Sheets and Final Terms for Structured Products
  • Trade Confirmations
Want to learn more about Exari’s solution for investment banking? Download our industry brief today.
Commercial Banking

Staying ahead of the increasing competition presented by broker channels means being able to stay on top of clients’ needs for prompt loan approval through streamlined onboarding and contracting processes. You need to reach out to brokers and other channels with systems that make it easy for them to direct business your way.

With Exari’s loan origination and financial documentation software, loans are generated and approved in a fraction of the time while ensuring consistent, accurate financial documentation. The result is lower risk, lower costs, and most importantly, an efficient process that facilitates rapid and thorough onboarding, while attracting more business from third party channels.

Exari guides the originator (or, if desired, the end customer) through an interview relevant to the customer’s specific situation, ensuring that all the necessary information is captured. To avoid bottlenecks, low-risk applications are handled automatically, while more complex requests are flagged for review. Exari then generates all loan documentation relevant to the transaction. A preview of each contract in the browser ensures errors are detected and corrected prior to output as Word or PDF files. Once the documents have been produced, Exari automatically notifies stakeholders. It’s as simple - and ingenious - as that.

Automate Derivatives and Master Agreements

OTC derivatives are complex agreements, each containing countless data points vital to the success of your business and you clients. For firms managing large volume of agreements, it can be nearly impossible to confidently track every piece of piece of information.

To meet the challenges of managing complex master agreements and derivatives documentation, you need to:

  • Manage the production of draft agreements in a controlled and efficient way.
  • Manage the exceptions and fallback positions in a controlled and auditable way.
  • Track and monitor changes during negotiations.
  • Access contract data quickly and consistently to better manage risk.
Exari optimized the Derivatives Master Agreements process for a global investment bank.

Exari’s interview-driven approach allows you to create master agreements quickly and consistently, with built in fallback options to streamline negotiations. Clause library capabilities and the ability to flag changes made during negotiations help to lower costs and accelerate client on-boarding. With Exari, you can report on individual pieces of content at a granular level or as a whole. Our architecture and open API allows technical teams to ensure maximum sharing of the data and provide easy integration with your upstream and downstream systems.

Whether your challenge is with ISDA master agreements, CSAs, GMRAs, or GMSLAs, Exari will provide benefits across the institution:

  • Substantially lower operational, legal and documentation risks.
  • Improve visibility into all risks, including counterparty risk.
  • Faster on-boarding of clients.
  • Reduce legal and operational costs.
  • Enable compliance with regulatory demands for greater transparency.
  • Improve insight into negotiations.